Uk Personal Credit
In the UK bankrupts are normally discharged after a maximum of one year although this can vary depending on the circumstances.
Rebuilding Credit After Bankruptcy
Its a popular misconception for bankrupts to believe that once discharged their credit history will be wiped clean, unfortunately this is not the case. Therefore one of the biggest hurdles for a discharged bankrupt to overcome is the rebuilding of their credit score.
Experian, one of the UK's leading credit reference agencies say that despite a discharge, the detail of the bankruptcy will stay on file for six years. They also confirm that debts, which have been included in the bankruptcy, will stay on the report for six years. However a note can be included in the credit report to say these debts were included in the bankruptcy
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