America Bank Business Credit

Thomas Woolway, the Senior Vice President and Regional Manager of Torrey Pines Bank's Carmel Valley Office, recently took the time to answer a few questions about small business banking and finance concerns.

What Should a Small Business Look For When Choosing a Bank?

"Everyone is different in what they are looking for in a banking relationship. Some people want convenience so very likely they will establish a relationship with a “big” bank since they tend to have more branch office locations. Other people prefer a smaller, more personal approach to banking so they will tend to have their accounts at a community bank. All banks offer essentially the same services- term loans, lines of credit, deposit services, online banking, etc. The real difference will be the people.